Primary Casualty

Our US Primary Casualty team takes a long-term, holistic approach to trading partnerships, offering unique program structures across all lines of business in the industry verticals and client segments where we have depth of expertise.

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Every industry brings its own risk profile, its own operating realities, and its own expectations of insurance. Our US Primary Casualty team is built around understanding these differences, with dedicated expertise across the industries and client segments where we can add the most value.

Significant capacity

We offer significant capacity across the following product lines:

General Liability – US $2m limit, can increase based on risk
Auto – US $2m limit, can increase based on risk
Workers’ Compensation – statutory limits

Umbrella/Excess Casualty – US $15m based on risk
Product Liability – US $10m limit, can increase based on risk

Real estate & hospitality

Providing coverage across all lines of business to Real Estate & Hospitality owners, investors, managers and servicing companies. We target the following classes with a minimum annual P&C premium of US $500,000 or greater:

Real estate
Real estate investment trusts (REITs)
Global real estate service firms
Building owners
Arenas and venues
Museums and galleries

Hotel owners
Hotel operators
Hotel brands
Property managers
Cultural institutions

Manufacturing

Providing comprehensive solutions to the manufacturing sector, focused on the following:

Industrial equipment or component part manufacturers to customer specs
Metal working, fabricated metal and precision manufacturing
Wholesale distribution

Additive manufacturing and robotics
Non-critical auto parts
Food and beverage (packaged goods)
Plastics

US Asian Risk Solutions

We provide coverage to our Asian clients with operations in North America. We underwrite a range of industries, with specialisation in the following classes:

Auto parts manufacturing
Industrial machinery manufacturing
Fabricated metal
Durable and non-durable goods distribution

Rubber goods
Glass fabricated products
Food processing products
Office equipment installation and repair

Life sciences

With a collaborative approach and dedicated underwriting team, we focus on life sciences accounts in the following classes:

Biotechnology companies
Clinical monitoring and site management firms
Clinical trials
Contract research organisations
Laboratories

Medical device companies
Pharmaceutical companies
Private label and contract manufacturers
Research and development facilities
Nutraceuticals and dietary supplements

Technology

We offer a broad range of casualty coverages to technology companies in the following classes:

Electronic component part manufacturing
Government contractors
SaaS firms
Analytical and testing centres

IT services and integrators
Software developers
Data centres
Technology hardware and storage

Financial institutions and professional services

Providing multi-line casualty coverage to commercial insurance companies, banks and other financial services companies, as well as a range of professional services firms. We target the following classes with a minimum annual casualty premium of US $500,000 or greater:

Fund advisors
Life insurance companies
P&C insurance companies
HMOs and PPOs
Hedge funds
Private equity firms
Commercial banks

Investment banks
Consulting firms
Law firms
Accounting firms
Engineering firms
Architectural firms
Venture capital firms
Credit unions