Construction Professional Pollution

A customized approach to environmental risk management for US contractors and construction project owners.

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With decades of industry-specific underwriting experience and dedicated in-house claims professionals, Sompo's North America Environmental Construction team provides tailored solutions to help contractors and owners manage risk.

Our experts help you meet contractual requirements, protect your bottom line and reputations from the impact of environmental and professional liability exposures.

Program highlights

  • Practice and project-specific policy capabilities 
  • Lead or excess capacity for construction risks of all sizes 
  • Coverage parts available as a combined package, or a  la carte with shared or separate, dedicated limits
  • Project-specific term length: Up to 17-year maximum combination of policy term for project schedule and subsequent extended reporting and/or completed operations period
  • Follow form excess coverage available overcomparable products for target classes, as detailed herein

Coverage features

We offer products on a primary and excess basis for facility owners, operators, and contractors.

Product Target classes Coverage features

Contractors Pollution Professional Liability (CPPL) 

  • Environmental contractors, professionals and consultants
  • Specialty and trade contractors
  • Industrial contractors
  • General contractors
  • Construction managers

Our CPPL policy is available on a practice or project specific basis and is customizable to meet our Insured’s specific environmental and professional needs. Coverage offerings include: 

  • Protective professional
  • Mitigation of loss
  • Public relations expenses
  • Non-owned disposal sites
  • Pollution coverage including mold on a claims made or occurrence basis

Owners Site Environmental Impairment Liability (OSEIL)

  • Manufacturing, warehouse, assembly
  • Property owners
  • Real estate portfolios
  • Real estate development
  • Operational or transaction-based programs

Our OSEIL product can accommodate operational site risks for facility owner or operators, transaction-based programs, or project-specific risks for owners. It can be easily customized to each client’s specific coverage needs.

  • First- and Third-Party Coverage for pollution conditions, new and pre-existing conditions
  • Non-owned disposal sites
  • Biological agents
  • Project-specific pollution and protective
  • Business interruption
  • Transportation
  • Public relations expenses
  • Owner controlled Insurance program (OCIP)
  • Protective professional for project owners
Experts

Discuss how we can help with you manage environmental risk on your construction project. Speak to our experts.

Follow form Excess Liability

Our follow form Excess Liability policy is designed to address our clients’ need for additional capacity.  This policy sits over the client’s primary or excess environmental placements and provides seamless coverage at any layer in the tower.