Professional Liability

Explore our Professional Liability insurance solutions for the Canadian market.

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Our Professional Liability team in Canada provides tailored insurance solutions for a broad range of professional services, from consultants and advisors through to technology, media and specialist service providers.

With flexible primary and excess coverage, we support organisations navigating increasingly complex professional and regulatory environments.

Backed by experienced underwriters and claims specialists, we take a collaborative approach to understanding each client’s operations and exposures. Combining creative underwriting with broad coverage and strong capacity, we help businesses manage evolving risks associated with professional advice, services and innovation with confidence.

Coverage features

Target clients

We have a broad appetite including coverage for:

Excess insurance agents and brokers

  • Insurance agents and brokers, including MGAs and MGUs
  • Third party administrators
  • Employee benefits and pension plan administrators
  • Loss control consultants and risk managers

Excess lawyers professional

  • Excess coverage available for firms with five or more attorneys

Premier professional

MPL, Tech E&O, Media Liability, Network Security & Privacy. Standalone or blended coverage for Cyber & Network Risk can include all liability and first party coverage including data breach expense, business interruption, contingent business interruption, digital asset loss and cyber extortion.

  • Most non-licensed professional and technology service classes
  • All network risk classes
  • General consulting, real estate agents and brokers, property and construction managers
  • Management, strategic, compliance and other business consultants
  • Advertising agencies, market research organizations, document and information management services, graphic designers

Available coverage

  • Security/privacy coverage available across all forms
  • Punitive damages with most favorable venue language where allowed by law
  • True worldwide coverage
  • Broad definition of covered services
  • Flexible policy formats allow for manuscript language
  • Media coverage inclusive of personal and proprietary rights injuries
  • Favourable consent to settle clause
  • Discrimination and dishonesty defense coverage

Capacity

  • Up to US $10m in capacity across cyber, E&O products (actual deployed will vary by risk)
  • Up to US $5m capacity for lawyers
  • Primary and excess attachments considered across all product lines

Submission requirements

  • Standard professional liability applications and supplements (other carriers applications are acceptable)
  • 5 years of currently valued carrier loss runs
  • Copies of standard client contracts
Experts

Looking for Professional Liability coverage in Canada? Speak to our experts.

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