Puerto Rico

Who we are

Blue Waters, a member of Sompo Group, is a leading provider of marine insurance solutions in Puerto Rico, combining decades of local market experience with specialist underwriting and marine risk expertise.

Through Blue Waters, businesses can access a broad range of Ocean Marine, Inland Marine and Environmental insurance solutions. Backed by Sompo's global capabilities, financial strength and international network, Blue Waters delivers tailored risk solutions for organizations operating across Puerto Rico.

Resource

Blue Waters Puerto Rico insurance overview

Blue Waters combines local market knowledge with Sompo's global capabilities to help businesses navigate complex marine and environmental risks across Puerto Rico.

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Ocean Marine

We provide specialist ocean marine insurance solutions for a wide range of maritime businesses across Puerto Rico. From vessel operators and shipyards to terminals, stevedores and marinas, our team combines local market knowledge with deep marine expertise to help clients manage complex operational and liability exposures.

	Product	Coverage features
	Marine liability	Marine General Liability Ship Yard Repair Liability Stevedore’s Liability Terminal Operator’s Liability Marina Operators Legal Liability (MOLL)
	Hull and P&I	Commercial Vessels Recreational/Yachts Hull and P&I
	Cargo	Cargo Cargo & Warehouse Logistics

Inland Marine

Our inland marine solutions are designed to protect the movement, storage and use of property beyond traditional property insurance programs. We offer tailored coverage for construction, transportation and logistics, communications equipment, fine arts, and other specialized property risks, supported by flexible underwriting and industry expertise.

Capacity

Varied by class and risk specifics, up to US $100m

Marine-Related Property*

Ability to pair our comprehensive property form with your inland marine policy to cover related business and personal property (including stock), buildings, and income exposures
Simplify and streamline your property and marine needs in a single policy

*(Commercial Output Policy)

Forms

A full suite of admitted AAIS Inland Marine forms as well as proprietary products
Able to customize coverage forms to address the specific needs of each insured

	Product	Target clients
	Construction	Contractors’ equipment Builders’ risk Installation floaters Riggers’ coverage
	Transportation & logistics	Motor truck cargo Transit Warehouse legal liability
	Communication/Technology equipment	Computer/Data processing equipment Telecommunications equipment
	Fine arts	Museums Galleries Dealers Exhibitions Churches and religious organizations Historical societies Private collectors
	Property floaters and other	Scheduled property floaters Equipment sales and rental coverage Bailee coverage Medical equipment Camera equipment Theatrical property Renewables

Environmental

Environmental risks continue to evolve across industries and project types. Through Sompo's environmental practice, businesses can access specialized coverage designed to address pollution, remediation costs, environmental liabilities and related business risks, supported by experienced underwriting and claims professionals.

Core capabilities (across products)

Primary or excess capacity
Multi-year policy terms available
Emergency response and crisis management support
Coverage for broad pollution conditions (incl. microbial matter, waste, etc.)

Product	Overview	Targets	Available coverage
Environmental Legal Liability	Claims made coverage Site-based coverage for environmental risks tied to owned, leased or transacted properties Worldwide coverage with local policy issuance Coverage includes transportation and non-owned sites	Manufacturing Distribution Waste treatment/recycling Commercial Real estate Investment funds Healthcare Hospitality Developers Public entities M&A Energy	First- and third-party cleanup costs Bodily injury, property damage, including Natural Resources Damage Business interruption Non-owned sites & transportation Crisis and emergency response Pollution Incident/Pollutant includes low level radioactive material or waste, microbial matter, legionella pneumophila, medical, infectious or pathological waste and EMF Products pollution
Contractors Pollution Policy	Occurrence or claims made coverage Coverage for environmental exposures from contracting operations Worldwide coverage with local policy issuance Annual all operations or single project coverage approach Project specific coverage term up to 5 years + up to 10 years completed operations/extended reporting periods. Consideration for OCIP, CCIP and rolling wrap-ups Coverage includes transportation and non-owned sites	Environmental service contractors General contractors Trade contractors Infrastructure (road, pipeline, rail) Energy services Waste hauling Industrial cleaning Marine/dredging Excavation Drilling Agriculture applications	Cleanup costs, bodily injury and property damage Transportation and non-owned sites pollution Crisis and emergency response
Storage Tank Liability	Claims made coverage Coverage for pollution releases from storage tank systems Coverage territory limited to Puerto Rico	Convenience stores Real estate Marinas Airports Storage terminals Schools/universities	Corrective action and legal liability Defense costs (outside limits) Satisfies Federal and State Financial Responsibility Requirements Above Ground and Underground Storage Tanks Optional site pollution coverage for non-storage tank related incidents

Veronica Guevara

VP, Head of Puerto Rico Territory